Housing Within the Reach of Everyone

The vision of the SMHP is that western North Carolina’s essential workforce have the opportunity to experience the American Dream of homeownership. SMHP offers a full range of homeownership services, including credit evaluation, mortgage sources, down payment assistance, self-help housing, as well as turn-key homeownership opportunities.  We work in partnership with cities and counties within the Great Smoky Mountains. We partner with non-profit housing providers, state and government housing finance entities, banks and credit unions to achieve our vision.